WHY PMG
PMG Team
Client Support Services
Reform Compliance
HR Support
Employee Engagment
Testimonials
Industry Partners
BENEFITS SPECIALISTS
DEJA VU
Do you experience deja vu each year at insurance renewal time?
Costs go up. Benefits go down. Your best employees grow frustrated and often blame their employer. So what do you do? Shop around for a lower premium? Increase deductibles and co-pays? Some employers are even dropping coverage, hoping employees will be able to find coverage on the Health Exchange.
Stop the cycle of cost-shifting and let PMG Benefits Consulting help you find a long-term, customized solution for managing your employee benefits. Instead of accepting the ‘status quo’ of rising costs and lower benefits, we work with our clients to get insurance costs and renewals under control.
DELIVER THE HIGHEST BENEFITS VALUE
- Analyze the causes of your insurance increases and customize a solution specifically addressing your company’s needs
- Creative approaches to plan design, to provide the best possible coverage for lowest available premium
- Relationships with all relevant insurance carriers
WHY DO HEALTHCARE COSTS KEEP INCREASING?
- Increased utilization and greater demand
- Advancements in medical technologies
- An aging workforce
- Consumer rejection of Managed Care
- Limited competition among insurers
TYPES OF INDIVIDUAL INSURANCE POLICIES
- Medical
- Life
- Dental
- Supplemental
- Disability
- Long-Term Care
